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The Local Pulse

Your source for South Florida real estate strategies, home tips, and local living.

Your Property Tax Bill Is on the Ballot Next Tuesday. Here's the Part Nobody's Talking About

Dean Kwiatkoski

Published on: 27/10/2026

Florida votes Nov 3 on a bigger homestead exemption. See the real numbers for Broward, Palm Beach and Miami-Dade, and why your mortgage payment may lag.

The $1,000 Hurricane Hack: Upgrades That Cut Your Insurance Premium Immediately

Dean Kwiatkoski

Published on: 25/09/2026

Skip the $20,000 windows. A $75 wind mitigation inspection, a third nail on roof clips, and a sealed roof deck can get your policy re-rated.

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Ditching 'Cool Gray': Coastal Organic Remodeling for South Florida Humidity

Dean Kwiatkoski

Published on: 24/09/2026

Cold gray is out. Warm sand, terracotta, and natural materials are in, but South Florida humidity ruins the wrong ones. What to use, what it costs, how to pay.

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When to Offer Below List Price in South Florida

Dean Kwiatkoski

Published on: 10/09/2026

Not every home needs a full-price offer. Here's when South Florida buyers have real room to negotiate below asking, and how much is reasonable.

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Navigating South Florida Real Estate and lifestyle, one Pulse at a time.